Disclaimer
All materials and information in this site are provided ''as is" and without warranties of any kind either expressed or implied.
Reliable Brokerage, Inc. disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchant ability and fitness for a particular purpose.

The product and/or services descriptions, if any, provided on this site are not intended to constitute offers to sell or solicitations in connection with any product or service. All products are not available in all areas and are subject to applicable regulation areas and in many instances may be offered only through employers or other plan sponsors. Specific products may not be available in both self-funded and insured forms.

Covered services and preferred benefits are provided under the terms of the applicable plan contract, including limitations and exclusions.

It is each individual's or party's responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability what so ever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.

Limitation of Liability
You agree by accessing Reliablebrokerage.com that under no circumstances or any theories of liability under international or civil, common or statutory law including but not limited to strict liability, negligence or other tort theories or contract, patent or copyright laws, will Reliable Brokerage, Inc. be liable for damages of any kind occurring from the use of this web site or any information, goods or services obtained on this web site including direct, indirect, consequential, incidental, or punitive damages (even if Reliable Brokerage, Inc. has been advised of the possibility of such damages), to the fullest extent permitted by law. Some jurisdictions do not allow the exclusion or limitation of certain damages so some of these limitations may not apply to you.

Changes to This Site
Information may be changed or updated without notice. Reliable Brokerage, Inc. has no obligation to update information presented on this web site, so information contained herein may be out of date at any given time. Reliable Brokerage, Inc. may also make improvements and/or changes in the products and/or programs described in this information at any time without notice.

Viruses, Worms, Use of Files
Reliable Brokeraage, Inc. cannot and does not guarantee or warrant that files available for downloading from this site are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. Reliable Brokeraage, Inc. does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, noninfringement or fitness for a particular purpose) with respect to the files available for downloading from this site. In no event will Reliable Brokerage, Inc. be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from this site. These files may be downloaded and/or reprinted for personal use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason except for personal use is expressly prohibited, unless prior written consent is obtained from Reliable Brokerage.

Data Protection
Reliable Brokerage, Inc. has the right but is in no way obligated to monitor any transmission made to and for this web site, web pages and news groups. Reliable Brokerage, Inc. may use or disclose information gathered from the site.

Copyright Notices
Unless otherwise noted, the graphic images, buttons, layout and text contained in this web site are the exclusive property of Reliable Brokerage, Inc. and may not be copied or distributed, in whole or in part, without the express written consent of Reliable Brokerage, Inc. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal and internal use.

Hyperlinks
Reliable Brokerage, Inc. cannot guarantee that the hyperlinks contained in this site will be accurate at the time of your access. Moreover, the sites pointed to by hyperlinks are developed and possibly maintained by person(s) over whom Reliable Brokerage, Inc. have no control. Reliable Brokerage, Inc. cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, Reliable Brokerage, Inc. assume no responsibility for the content of any site referenced to by any hyperlink or otherwise. Reliable Brokerage, Inc. believe that making hyperlinks to publicly accessible web pages and news groups is legal permissible and consistent with the common, customary expectations of those who make use of the internet.

Product Restrictions
All products are subject to underwriting requirements. Suicide limitations apply. Products may not be available in all states. Reliable Brokerage, Inc. will under no circumstance provide application materials and/or insurance information to residents of those states in which we are not fully licensed by the respective state insurance departments and appointed to do business by the appropriate insurance carrier.

Changes and Applicable Law
We reserve the right to make changes to Reliablebrokerage.com and our Legal Disclaimer/Conditions of Use. We encourage you to review the Web site and these terms periodically for any updates or changes. Your continued access or use of Reliablebrokerage.com shall be deemed your acceptance of these Legal Disclaimers/Conditions of Use and any changes and the reasonableness of these standards for notice of changes. You agree that any legal action or proceeding between you and reliablebrokerage.com will be brought exclusively in a federal or state court of competent jurisdiction. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.